Trauma Insurance


The Trauma benefit eases the financial burden of the costs associated with recovering from a medical crisis. Under a Trauma policy the company provides a lump sum payment if the life insured is diagnosed with one of the defined crisis events.

Most companies list upwards of 40 events with some as high as 70 covering everything from the most common like heart attack, stroke, cancer, open-heart surgery to other more rare but still prevalent problems like Alzheimer’s, Parkinson’s, Motor Neurone Disease and Multiple Sclerosis. Also covered are other more physical traumas such as Severe Burns, Major Head Trauma, Paralysis and the like.

A Trauma Policy is an essential weapon in the arsenal of anyone wanting to protect their wealth in the face of a debilitating illness.